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Tuesday, April 2, 2013

Money Saving APPs



So, I recently discovered a FABULOSO blog all about my favorite thing: Budgeting! It's about a couple, Johnny and Joanna, who blog about everything money related. They are hilarious and I love reading every word they write. So ladies and gentleman, put your hands together for...

So without further ado, here’s our list of “Best Personal Finance Apps for 2013”…

FOR EVERYDAY EXPENSE TRACKING

For everyday expense tracking
L: Easy Envelope Budget Aid // R: HomeBudget
Free:
Easy Envelope Budget Aid (4.5 stars)This app puts the popular envelope budgeting system on your phone. Add some envelopes (budget categories) and add a transaction every time you spend. It’s simple, clean, and free.
Paid:
HomeBudget with Sync ($4.99 – 4 stars)
Everyone has a budgeting system that works for them. For Johnny and me, this is it. We swear by this app. The design and flow is intuitive and really easy to set up. And the fact that it syncs our account on both of our phones is super convenient.

FOR BILL ORGANIZATION

For bill organization
L: Pageonce // R: BillTracker
Free:
Pageonce – Money & Bills (5 stars)
Show your bills who’s boss in 2013 with this free app. Pageonce provides a lot of the same great features as Mint, but does a much better job keeping track of bills and alerting you of any suspicious transactions. Score.
Paid:
BillTracker ($1.99 – 5 stars)
This is the easiest app to view your outstanding and upcoming bills at-a-glance. It features a helpful reminder system and includes an archive of past bills so that you can see your full payment history.

FOR TRACKING EVERYTHING

For tracking everything
L: Mint.com // R: Accounts 2 Checkbook
Free:
Mint.com Personal Finance (3.5 stars)
If you don’t have a Mint account, go get one. Now. This app automatically tracks everything on your phone: your bank accounts, credit cards, loans, spending, etc. It’s incredibly intuitive and it’s all in one place so you can easily see the big financial picture.
Paid:
Accounts 2 Checkbook ($1.99 – 4.5 stars)
This is a do-it-all daily finances app. It syncs between devices and automatically tracks your expenditures from your credit cards, bank accounts, etc. You can also transfer funds, store photo receipts, and print money (!)… OK, I made that last one up.

WORTH NOTING

Worth nothing
L: LearnVest // R: Expensify // Not pictured: Debt Free
Free:
LearnVest (5 stars)
With 5 stars and a clean, simple design, LearnVest is another solid alternative to Mint. With the app, you have the flexibility of adding transactions on or offline and can easily add cash transactions using geo-location. Pretty spiffy.
Expensify (4 stars)
This is the ultimate app for business travelers. Expensify helps to automate the expense report process and has an awesome receipt scanning function.
Paid:
Debt Free – Pay off your Debt With Debt Snowball Method ($0.99 – 5 stars)
Ready to slay your debt with the snowball method? Here’s your answer. This app helps you organize and keep track of your snowball progress. It includes a payoff date calculator so that you can set a target “get the heck out of debt” date.
Remember: If budgeting were easy, everyone would be doing it! So take heart friend. If it's really, really, really hard, you are most likely doing it right.

6 comments:

  1. I've personally never used Replicon, but just checking out their website it seems like a decent product!

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  2. This is a GREAT run down of money-saving apps. Saving money has REALLY been on my mind lately, so this is a Godsend!!! Thanks Chelsey : ) http://lookbylizlewis.blogspot.com

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  3. We love YNAB, you need a budget. They have computer software as well as an app for your phone that syncs with your computer version. Awesome budgeting!

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